Kasambahay Insurance
The insured Kasambahay is covered 24/7, for work and non-work related injuries, anywhere in the world.
KASAMBAHAY INSURANCE
The insured Kasambahay is covered 24/7, for work and non-work related injuries, anywhere in the world.
Coverage
Accident and Permanent Disablement
Accidental Death and Permanent Total Disablement In case of death and permanent total disability due to accident, RayoCare will provide the beneficiaries of the insured with cash benefit up to P250,000, depending on the plan.
Unprovoked Murder and Assault
The insured Kasambahay is covered in case of death due to murder & unprovoked assault arising from robbery, hold-up assault, or other unlawful offense up to the limit of the plan.
Medical Reimbursement (including Motorcycling Risk)
RayoCare will reimburse for the actual and related expenses in the treatment of injuries for medical expenses and hospital up to9 P25,000.00, depending on the plan.
Burial Expense Benefit
As a result of death after an incident, RayoCare will provide the beneficiaries up to the maximum benefit to help defray the cost of the casket, funeral service, and burial expense up to P25,000, depending on the plan.
Daily Hospital Cash Assistance due to Accident and Sickness
In case of hospital confinement due to accident and/or sickness, the insured will be provided with daily cash assistance of P500 per day for a maximum of 30 days confinement.
Cash Assistance Benefit - Non-Accidental Death
In case of death due to non-accidental causes, such as pre-existing conditions/illness, pregnancy-related death, aids, SARS, and government / DOH advised epidemic diseases, RayoCare will provide cash assistance benefit up to P12,500, depending on the plan.
Benefits
| Members | plan1 | plan 2 | plan 3 |
|---|---|---|---|
|
Accident and Permanent Disablement |
PHP 100,000 |
PHP 200,000 |
PHP 250,000 |
|
Unprovoked Murder and Assault |
PHP 100,000 |
PHP 200,000 |
PHP 250,000 |
|
Medical Reimbursement (including Motorcycling Risk) |
PHP 10,000.00 |
PHP 20,000.00 |
PHP 25,000.00 |
|
Burial Expense Benefit |
PHP 10,000.00 |
PHP 20,000.00 |
PHP 25,00.00 |
|
Daily Cash Assistance due to accident or sickness |
500/Day |
500/Day |
500/Day |
|
Cash Assistance Benefit – Non-Accidental Death |
PHP 5,000 |
PHP 10,000 |
PHP 12,500 |
MEMBERSHIP ELIGIBILITY
WHO CAN BE COVERED?
- Domestic Employees.
- General Household helper, Nursemaid or “Yaya”, Babysitter, Laundry person, Cook, Driver, Gardener and any other person who renders domestic or household services exclusively to an employer.
- Age between 18-65 years old.
SCOPE OF COVERAGE
- The insured Kasambahay is covered 24/7, for work and non-work related injuries, anywhere in the world.
BENEFITS AND COVERAGE
- Unprovoked Murder and Assault.
- Medical Reimbursement.
- Burial Expense Benefit Sickness; Max. of 30 Days Confinement.