OFW INSURANCE
OFW Insurance acts as a superhero cape for our Overseas Filipino Worker (OFW) heroes, shielding them and their families from unexpected curveballs while they hustle abroad. This special insurance package steps in during tough times like accidents, repatriation needs, or even the worst-case scenario, death, providing a financial safety net to ease the worries of those left at home.
OFW INSURANCE
OFW Insurance acts as a superhero cape for our Overseas Filipino Worker (OFW) heroes, shielding them and their families from unexpected curveballs while they hustle abroad. This special insurance package steps in during tough times like accidents, repatriation needs, or even the worst-case scenario, death, providing a financial safety net to ease the worries of those left at home.
Coverage
Medical
Natural Death
In the event of death, regardless of the cause except for an accident.
Accidental Death
In the event of death caused by an accident.
Permanent Total Disablement with Disability
An accident or disability that results in complete blindness, amputation or permanent paralysis of both hands or feet, or a brain injury that leads to incurable insanity is considered a severe condition.
Life & Accident
Medical Evacuation
If there is no hospital or medical facility available to address the needs of the OFW, we will provide transportation to transfer the OFW to the nearest hospital or medical facility.
Medical Repatriation
If necessary, we will cover the expenses if the OFW is cleared to travel.
Compassionate Visit
If the OFW is hospitalized for 7 consecutive days, we will cover the cost of a ticket for one visitor.
Medical Evacuation
If there is no hospital or medical facility available to address the needs of the OFW, we will provide transportation to transfer the OFW to the nearest hospital or medical facility.
Medical Repatriation
If necessary, we will cover the expenses if the OFW is cleared to travel.
Compassionate Visit
If the OFW is hospitalized for 7 consecutive days, we will cover the cost of a ticket for one visitor.
Benefits
| Life & Accident | Coverage | |
|---|---|---|
|
Natural Death |
USD 10,000 |
|
|
Accidental Death |
USD 15,000 |
|
|
Permanent Total Disablement with Disability |
USD 7,500 |
|
|
Repatriation of Mortal Remains |
Actual Cost |
|
| Medical | Coverage | |
|---|---|---|
|
Medical Evaluation |
Actual Cost |
|
|
Medical Repatriation |
Actual Cost |
|
|
Compassionate Visit |
Actual Cost (two – way ticket) |
|
| Medical | Coverage |
|---|---|
|
Medical Evaluation |
Actual Cost |
|
Medical Repatriation |
Actual Cost |
|
Compassionate Visit |
Actual Cost (two – way ticket) |
| Repatriation and others | Coverage | |
|---|---|---|
|
Repatriation |
Actual Cost (Economy Class Ticket) |
|
|
Accidental Death |
USD 15,000 |
|
|
Permanent Total Disablement with Disability |
USD 7,500 |
|
|
Repatriation of Mortal Remains |
Actual Cost |
|
| Repatriation and others | Coverage | |
|---|---|---|
|
Repatriation |
Actual Cost (Economy Class Ticket) |
|
|
Accidental Death |
USD 15,000 |
|
|
Permanent Total Disablement with Disability |
USD 7,500 |
|
|
Repatriation of Mortal Remains |
Actual Cost |
|
| Length of Coverage | Premium Rate | PHP |
|---|---|---|
|
6 Months Cover |
18 USD |
PHP 1,047.42 |
|
12 Months Cover |
35 USD |
PHP 2,036.65 |
|
18 Months Cover |
55 USD |
PHP 3,084.07 |
|
24 Months Cover |
70 USD |
PHP 5,120.72 |
|
30 Months Cover |
88 USD |
PHP 5,177.4 |
|
36 Months Cover |
105 USD |
PHP 6,117.15 |
|
42 Months Cover |
123 USD |
PHP 7,236.09 |
|
48 Months Cover |
140 USD |
PHP 8,236.20 |
MEMBERSHIP ELIGIBILITY
The OFW is still in the Philippines
The OFW is already abroad but the employment contract has not yet started
The OFW is already abroad and the employment contract has started
Effective Date of the Policy
Departure from the Philippines to abroad based on the OFW’s passport
Commencement date of the employment contract
Date when the insurance policy was issued
Expiry Date of the Policy
Whichever comes first:
Expiry date of the employment contract.
Termination date of the employment contract.
Arrival date in the Philippines from abroad based on the OFW’s passport