PERSONAL ACCIDENT
Bumps, bruises, and owies can happen to absolutely anyone, anywhere, anytime, and the last thing you want to worry about is the financial stress that comes with it. That’s where our personal accident insurance swoops in to save the day! Slip and fall, sports and car accidents, you name it, we cover it all. Plus, we’ll make sure you get the coverage you need at a price that suits your wallet.
PERSONAL ACCIDENT
Bumps, bruises, and owies can happen to absolutely anyone, anywhere, anytime, and the last thing you want to worry about is the financial stress that comes with it. That’s where our personal accident insurance swoops in to save the day! Slip and fall, sports and car accidents, you name it, we cover it all. Plus, we’ll make sure you get the coverage you need at a price that suits your wallet.
DEFINITION OF BENEFITS
Educational Fund
Each eligible child receives an educational fund in the event of the death of the insured and/or spouse.
Family Income Assistance
In the event of the insured's accidental death, the family will receive monthly income supplementation for a period of 12 months.
Accidental Medical Reimbursement
Pays for medical expenses for accidental bodily injury, providing financial assistance for necessary treatments.
Accdental Death & Disablement
Pays up to the Sum insured in the event of death on disablement due to an accident. It provides protection to an insured person twenty-four (24) hours a day, on and off the job throughout one (1) calendar year but not to exceed twelve (12) months.
Personal & Family Liability
Indemnify for bodily injury or property damage to a third party as a result of negligence that the Principal Insured and Family members become legally liable.
Hospitalization Daily Allowance
Pays the daily income for a maximum of 30 days when the insured is confined in a hospital due to accident and sickness provided that pregnancy, HIV, AIDS, self-inflicted injury or illness, alcoholism, drug abuse, and pre-existing conditions are not covered in this program.
Unprovoked Murder & Assault Endorsement
Pays for Death or Permanent disablement sustained as a direct result of the insured being the victim of Unprovoked Murder or Assault.
RATES
Schedule of Benefits and Premiums
| Coverage | Principal Insured | Spouse/Parent | Each Child/ Sibling |
|---|---|---|---|
|
Accidental Death/Disablement |
PHP 100,000.00 |
PHP 50,000.00 |
PHP 25,000.00
|
|
Unprovoked Murder & Assault |
PHP 50,000.00 |
PHP 25,000.00 |
PHP 12,500.00 |
|
Accident Medical Reimbursement |
PHP 10,000.00 |
PHP 5,000.00 |
PHP 2,500.00
|
|
Accidental Burial Benefit |
PHP 10,000.00 |
PHP 5,000.00 |
PHP 2,500.00 |
|
Family Income Assistance |
PHP 1,000/month |
PHP 500/month |
– |
|
Educational Fund |
PHP 10,000/child |
PHP 5,000/child
|
– |
|
Hospitalization Daily Allowance |
PHP 300/day |
PHP 300/day |
PHP 100/day |
|
Personal Liability (any one accident or series of accidents) |
PHP 100,000 (any one accident or series of accidents) |
||